The AI money manager for individuals and sole proprietors

Create at least one bank and one bank account first (without connecting to your actual bank). After the first account exists, the Add Income, Add Expense, and Add Budget actions will unlock.

To add an account, go to Banks, choose the bank you want, then select New > Account. From there, enter your account details (like the name and current balance) and save.

Absolutely. Koody allows you to customize your budget cycle to align with your pay schedule, whether it's weekly, biweekly, or monthly, for a more accurate financial overview. You can even apply this custom date range globally, so the entire app uses your budget dates. To set a global date range, click the Custom Date Range button anywhere you see a date drop-down button in the app.

Yes, you can create as many custom categories as you need. This feature helps you tailor your budgeting to reflect your unique spending habits and financial goals.

You can add income manually or import it from your bank statements. This flexibility ensures you can track your earnings accurately, regardless of your preferred method.

To change your current balance, go to Overview > New > Current Balance, select the bank account, enter the amount and date, and save. This updates the account's current balance used for calculations, charts, and transfers.

Yes, go to Overview > New > Transfer to move money between accounts.

To import transactions into Koody, go to Overview > New > Import Bank Transactions.

Go to the Transactions tab and click Export. Choose your date range and one or more formats (CSV, Excel (.xlsx), or JSON), then download. If you choose multiple formats, Koody downloads one ZIP bundle.

Yes. On tablets, laptops, and desktops, navigate to the Transactions tab to use checkboxes and bulk actions. On phones, edit or delete items one at a time.

Yes. If you'd like, you can add a Category column to your CSV and fill in your categories before you import. But you don't have to — your imported transactions are automatically categorized, and if anything looks off, you can quickly fix it with bulk edits, which is usually easier than editing the CSV itself.

Yes. When you edit an imported transaction and accept the apply-to-similar prompt, Koody updates matching transactions from the same import and remembers that change for future imports. If you decline, only the one you edited changes.

Column mapping appears only when Koody cannot confidently read your CSV headers or structure. On the Column Mapping screen, select the Date, Description, and Amount columns, optionally choose a Category column, and set the sign convention if needed. Then click Import Using These Columns, and the import will run as usual. If you do not see this column mapping step, your file was mapped automatically.

This usually comes down to bank-specific CSV formats. Email us at hello@koody.com, and we'll sort it out immediately.

Most of the time, this happens because you're viewing the wrong date range. Go to the Transactions tab and find the date range button (top right on desktop, middle on mobile). Select a range that matches the dates in your CSV, then your imported transactions should appear.

Yes, Koody allows you to set up recurring transactions for both income and expenses. These transactions are automatically generated on the specified dates, helping you stay on top of regular financial commitments.

Yes, Koody supports all global currencies. You can set your preferred currency in the Settings menu, making it convenient to manage your finances in your local currency wherever you are in the world. Simply head to Settings and pick your preferred currency from our comprehensive list.

To delete your account, navigate to 'Edit Profile' and select 'Delete Account.' Please note that this action is irreversible and will permanently remove all your data.

Koody is headquartered in San Francisco, California, USA.